Individual Chapter 11

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When it comes to chapter 11 bankruptcy cases, most practitioners envision insolvent business entities. But this is not always the case. Individual Chapter 11 explains why, while most individual debtors who restructure their debts file for bankruptcy under chapter 13, certain debtors possess characteristics that make chapter 11 a more attractive option. Individual chapter 11 debtors are much more likely to operate a business, for instance, and they have dramatically higher debt-to-income ratios than other consumer debtors. Understanding these circumstances, and guiding individual debtors to the right proceeding for their situation, are vital for any consumer practitioner, and Individual Chapter 11 will be an invaluable resource.
Author Rudy J. Cerone, Sarah Edwards, Scott D. Fleming, Lee Kutner, Grace E. Robson, James P. Shea, and Zach B. Shelomith; Edited by Alan R. Rosenberg and Patricia A. Redmond